Purchasing life insurance is one of the most important financial and responsible decisions you'll ever make.

When families make the decision to purchase life insurance they're often in the process of experiencing a major life-altering event such as getting married, starting a family or purchasing a home. The coverage from a Life policy protects your family from financially hardship if you're not there to provide for them anymore. You want to be sure that your family will not have to change their living standards if their income is affected by your premature or unexpected death.

One of the most important decisions you'll need to make is choosing what type of insurance is right for you. The biggest factor to consider is time, therefore the two most common life policies are:

• Whole life insurance, the individual is covered for their entire lifetime. This type of policy cost a bit more but it can also allow you to borrow from it. It can even be a part of your estate plan if needed.
• Term life insurance is in place for a set amount of time. This type of policy is much less expensive, but provides your family with financial protection when it is most at risk, such as when you have a mortgage to pay and dependents relying on your income.

There are other options to take into consideration including Child life insurance, Mortgage protection accident death, critical illness, long-term care policies, final expense coverage, and disability insurance.

You can discuss your life insurance needs with us, we can help find you the life policy that best fits your budget but most importantly your families needs. Keep in mind that with our comparative rating system above, you'll be able to receive a quote from over 50 A+ rated life insurance providers all at one time. You'll be able to compare your options within minutes from work or home 24/7.